As a business owner, you know how important it is to be flexible. When you speak with your customers about their needs, you want to give them the perfect solution to their challenges without tacking on added services they don’t require. You understand the value of customized service, and strive to blend and combine your offerings in a way that provides the maximum benefit to your clients without taxing their budgets.

At Bernard Williams & Company, we’ve been working under the same directive for over 75 years. We take pride in formulating the most precise, most comprehensive and most economical combinations of insurance plans for our business clients. Our commercial package insurance is custom tailored to each business, focusing on their specific needs and concerns.

Do you need insurance coverage for company vehicles or buildings? Are you concerned about crime in your area and wish to protect your assets from theft or damage? Or perhaps you require equipment breakdown coverage to protect valuable machinery? If you need protection in two or more areas, commercial package insurance may be right for your business. Commercial package insurance (often referred to as a CPP) is one of the most popular forms of business insurance written. Commercial package insurance is simply a combination of two or more forms of business insurance written simultaneously.

The elements of commercial package insurance can all be purchased separately, but in many cases it will save your company money to “bundle” them. By combining all of the policies that you need under one, you will receive one bill, one renewal date and a discounted rate. What could be easier?

Our client companies can pick and choose from a buffet of insurance policy options that will protect their investment in their business while they rest assured that they’ve gotten the best rate available. Choose from such important elements as:

  • Commercial Property coverage
  • Commercial General Liability (CGL) coverage
  • Commercial Crime coverage
  • Commercial Auto coverage
  • Equipment Breakdown insurance (also known as Boiler and Machinery coverage)
  • Professional Liability coverage
  • Commercial Inland Marine coverage
  • Farm coverage
  • Employment Practices Liability coverage

By choosing only the policies you want, you avoid shelling out extra dollars for coverage that wouldn’t apply to your business. The policies within your commercial package are the exact same high-quality coverage that you receive when you purchase each policy individually, but by buying multiple policies at the same time and bundling them you pay less per policy. Many small to medium sized businesses can pocket considerable savings by designing a commercial package. The premiums are based on a number of different factors, which our knowledgeable staff can discuss with you. They can also offer advice on how to reduce your premiums through focused action and careful attention to managing the risks inherent to your business.

Keeping all of your policies together makes monitoring and reviewing your insurance coverage much simpler, and makes things easier for you. With one less thing to worry about, you can focus on what’s truly important – the day to day opportunities that drive your business.

Contact Bernard Williams & Company today to set up a consultation with one of our commercial package specialists. We’ll help you find the perfect policies to protect your business and ensure your peace of mind.