Our professional staff analyzes your insurance requirements first from the viewpoint of risk management.

By risk elimination, risk reduction, risk transfer, or risk assumption, the cost of your package of insurance may be considerably reduced. Your existing insurance is examined while recommendations and cost comparisons are submitted for your review.

The Services You Can Expect
• We will analyze your insurance and risk management needs.
• We will design a protection program to meet your needs.
• We will service your account in a timely and efficient manner.
• We will move quickly to get fair, prompt settlement of any claims.
• We will periodically review the adequacy of your program.
• We will look for ways to improve your coverage and save you money.
• We offer you complete insurance programs.

Personal Coverage:
• Homeowners
• Automobile
• Umbrella Liability
• Boats and Yachts
• Personal Package
• Flood

Business Coverage:
• Commercial Property
• General and Professional Liability
• Equipment and Marine Coverages
• Business Automobile
• Commercial Package
• Workers' Compensation

Property and Casualty Carriers:
• Auto-Owners
• Builders Insurance
• C N A
• Encompass
• FCCI
• Frankenmuth
• General Casualty
• Liberty Mutual
• Mercury Insurance
• Philadelphia
• Travelers
• Utica National
• Zurich